In Queensland, November through to February is storm season. It is during this period that electrical storms take out over 2 million dollars worth of computers in Queensland alone. No wonder insurance premiums are so high.
Many insurance companies are taking the attitude that the owner should take some precautions to reduce the risk to the computer,. Out customers routinely tell us that they unplug their computer during an electrical storm, this is very admirable BUT what about the telephone line. Your dial-up modem is a great back door for a lightening generated power surge to get into your computer. We find that most computers that have been "killed" by lightening have significant motherboard damage, particularly in the area of the modem.

ADSL customers are at an even greater risk.Your ADSL modem is expensive enough that it's loss will hurt the family budget but inexpensive enough that it is not worth the insurance claim. By the time you pay the policy excess and lose your no-claims bonus, you might as well pay for it out of your own pocket.

Cheap power "surge" boards such as the one you buy from a supermarket does nothing more than give you a false sense of security. Unless the manufacturer is willing to back the product with a "connected items" waranty - FORGET IT!!

Enter THOR. With a Thor surge board, your telephone line is protected as well as your power supply. The "Connecetd items" warranty starts at $80,000 in the cheapest board and all boards have a 6 year replacement warranty